HomeProfiles › Pace Morby

Companies Owned by Pace Morby: Stakes, Investments & Exits

Last updated: Sep-2026
Net worth $35M to $40M Founder of SubTo and real-estate investorCreative-finance education and real estateAmerican
🏢7 Companies 📊0 Minority Stakes 💼1 Investments 🚪2 Exits 💰$35M to $40M Net Worth
Overview

Portfolio Overview

7Controlled Companies
0Minority Holdings
1Other Investments
2Former Companies
$35M to $40MNet Worth | Aug-2026

Ownership & Control Structure

Pace Morby
Direct ownership
SubTo
SubTo Fund LLC
Gator Method
Top Tier TC
Zero Down 2.0
SquadUp Summit

What Companies Does Pace Morby Own?

Pace Morby built a connected creative-finance business around SubTo, the Gator Method, transaction-coordinator training, events and a real-estate investment vehicle. SubTo is the distribution engine; the fund and education products convert that audience into investment participation, recurring memberships and live-program revenue.

Portfolio Analysis

Morby’s holdings are economically concentrated even though the brand list is long. SubTo, Gator Method, Top Tier TC, Zero Down 2.0 and SquadUp Summit all monetize the same creative-finance expertise and community. That makes customer acquisition efficient, but it also means a decline in trust, platform reach or demand for high-ticket education could affect several revenue lines at once.

Pace Morby's portfolio reads less like a diversified holding structure and more like a single brand extended across seven or eight adjacent product lines. Every active business, from SubTo itself to Gator Method, Top Tier TC, Zero Down 2.0 and the SquadUp Summit events, draws on the same underlying asset, which is his personal credibility as a creative financing expert, and the same audience acquired through free YouTube and podcast content. That structure gives him unusually tight control over each brand, since none appear to require outside operating partners, but it also means the portfolio does not diversify risk the way a true holding company with unrelated subsidiaries would.

The distinction between control and exposure is important here. Morby is described as founder or co-founder across every active entity, which suggests concentrated voting and operating control, but very little of that control has been tested against outside capital. SubTo Fund LLC is the one exception, having taken in public investor money through a 2024 Regulation Crowdfunding raise, which introduces a layer of investor reporting and fiduciary obligation that his other, wholly owned brands do not carry. That makes SubTo Fund LLC meaningfully different in governance terms from the rest of the portfolio, even though it sits alongside similarly named ventures in his public facing brand family.

Strategically, the logic of the portfolio is coherent: each new brand, whether a training tier, a software tool or a live event, exists to capture more revenue per follower from an audience Morby has already built through content and television exposure. This is a common and rational strategy for a personality driven education business, and it explains why the company count keeps growing even though no single new venture looks large in isolation.

The concentration risk, however, is significant precisely because of that shared audience and shared brand. If Morby's personal reputation were damaged for any reason, whether regulatory scrutiny of coaching sales practices, a high profile dispute, or simply declining media relevance, essentially all of these revenue lines would be exposed simultaneously, since they are not insulated from one another by separate customer bases or separate brand identities. For readers evaluating what this classification changes, the practical takeaway is that despite the impressive number of named companies, this is fundamentally one personal brand monetized through multiple channels rather than a genuinely diversified business empire.

Pace Morby's current operating portfolio centers on SubTo, SubTo Fund LLC, Gator Method, Top Tier TC, Zero Down 2.0, SquadUp Summit and DealSauce, LOI Blaster, Creative Listing and Prop AI. SubTo links Pace Morby to founder; SubTo Fund LLC links Pace Morby to founder and general manager; Gator Method links Pace Morby to creator; Top Tier TC links Pace Morby to founder. For Pace Morby, these are not equal-sized assets: the flagship platform supplies distribution and strategic identity, while adjacent companies add specialized revenue, customer access or operating exposure.

Pace Morby's portfolio quality depends on how independently those businesses can generate cash. Shared audiences can reduce acquisition costs for Pace Morby, but they also create correlation when several companies rely on the same founder, channel or customer base. The strongest structure for Pace Morby gives each material company its own management, economics and reason to exist.

Business Profile

Pace Morby built a connected creative-finance business around SubTo, the Gator Method, transaction-coordinator training, events and a real-estate investment vehicle. SubTo is the distribution engine; the fund and education products convert that audience into investment participation, recurring memberships and live-program revenue.

Morby’s holdings are economically concentrated even though the brand list is long. SubTo, Gator Method, Top Tier TC, Zero Down 2.0 and SquadUp Summit all monetize the same creative-finance expertise and community. That makes customer acquisition efficient, but it also means a decline in trust, platform reach or demand for high-ticket education could affect several revenue lines at once.

Founder authority appears strongest in the education and event brands, while SubTo Fund LLC has outside investors and therefore a different governance profile. The better reading is centralized strategic control with varying economic ownership by entity, not blanket sole ownership across the ecosystem.

The limited outside-investment book is strategically coherent. Movable Ai and the software tools sit close to real-estate deal sourcing, underwriting and transaction execution, so they can improve the core platform rather than merely diversify it. The tradeoff is that they add little protection against a downturn in housing transactions or real-estate education demand.

Morby’s wealth is most plausibly driven by recurring education revenue, event economics, fund-management participation and equity accumulated through creative-finance deals. The $450 million property figure on his website measures activity, not personal wealth. The most valuable asset may be the SubTo audience because it lowers the cost of launching adjacent products and sourcing transactions.

The portfolio moved from hands-on property operations to franchising and then to an audience-led platform. The next test is whether SubTo can institutionalize underwriting, member outcomes and management beyond Morby’s personal presence. If it can, the platform could become a durable transaction ecosystem; if it cannot, growth will remain tied to founder attention.

Ownership

Controlled Businesses

Companies Currently Owned or Controlled

7 held
CompanyRelationshipEquityRoleSince
SubToFounder and principal operatorSole ownership, structure undisclosedFounder
SubTo Fund LLCFounder and General ManagerMajority ownership retained after a 2024 investor raiseFounder and General Manager2022
Gator MethodCreator and lead instructorUndisclosedCreator
Top Tier TCFounderUndisclosedFounder
Zero Down 2.0FounderUndisclosedFounder
SquadUp SummitFounder and organizerUndisclosedFounder and Organizer2024
DealSauce, LOI Blaster, Creative Listing and Prop AIFounder, self reportedUndisclosedFounder

SubTo Ownership Analysis

SubTo is the flagship education community teaching subject-to and seller financed acquisition strategy and is the top of Morby's marketing funnel, feeding paid tiers and live events. No ownership percentage or corporate structure has been publicly disclosed for this brand.

SubTo Fund LLC Ownership Analysis

A Tempe, Arizona based multifamily real estate investment vehicle. Its 2024 Regulation Crowdfunding raise valued the entity at a one million dollar pre money valuation and brought in roughly 1.48 million dollars from public investors, the only externally priced financial data point available for any Morby entity.

Gator Method Ownership Analysis

A specific creative financing training product and joint venture lead structure marketed within Morby's broader curriculum. Treated as a Morby-owned brand rather than a separate company with independent management.

Top Tier TC Ownership Analysis

A membership and training community focused on transaction coordination for real estate investors, listed on Morby's own team page as one of his active brands.

Zero Down 2.0 Ownership Analysis

An education program focused on capital light acquisition strategies, positioned as a companion product to SubTo and Gator Method.

SquadUp Summit Ownership Analysis

An annual in person conference; its first 2024 edition in Orlando reportedly sold out at roughly 2,000 attendees and featured other real estate education figures as speakers, functioning as a live extension of Morby's media and education funnel.

DealSauce, LOI Blaster, Creative Listing and Prop AI Ownership Analysis

A set of small software tools for deal analysis, letter of intent generation, listings and property data, described as Morby-owned on his own website. These could not be independently verified through a second source and are recorded here as self reported.

Control & Capital Allocation Analysis

Founder authority appears strongest in the education and event brands, while SubTo Fund LLC has outside investors and therefore a different governance profile. The better reading is centralized strategic control with varying economic ownership by entity, not blanket sole ownership across the ecosystem.

Governance across Pace Morby's businesses appears highly centralized, with Morby himself listed as founder, co-founder or principal operator of every active entity identified. There is no evidence of an outside chief executive, an independent board, or institutional investors holding governance rights in any of his wholly owned brands, which means capital allocation decisions, from launching a new training tier to committing to a live event like SquadUp Summit, most likely rest with Morby personally rather than being subject to external oversight.

SubTo Fund LLC is the one entity where this changes somewhat. By taking outside investor capital through a Regulation Crowdfunding raise in 2024, the fund introduced a layer of disclosure and investor protection obligations that Morby's other companies do not carry. Based on the terms of that raise, roughly 1.48 million dollars against a one million dollar pre money valuation, Morby appears to have retained the majority of the fund's equity, meaning outside investors hold a minority economic interest without necessarily gaining board level control. This is a common structure in small real estate syndication vehicles and is worth noting as the only place in his portfolio where governance has been meaningfully tested by outside capital.

No holding company chain was identified linking these businesses together, which has direct implications for both liquidity and succession. Without a parent entity consolidating ownership, any future sale, restructuring or succession event would likely need to be negotiated brand by brand rather than through a single transaction, and there is no public information suggesting Morby has begun planning for that scenario.

On capital allocation, the visible pattern favors reinvestment into audience building, more content, more live events, more product tiers, rather than acquisition of outside businesses or diversification into unrelated industries. That is a defensible allocation strategy for a personality driven education business at this stage, but it also means nearly all capital decisions are concentrated in one person's judgment, with no independent governance layer to check overconcentration in his own brand risk. Readers should treat any claim about a formal Morby holding company or corporate parent as unconfirmed until a public filing establishes one.

Pace Morby's current control record is company-specific. SubTo: Founder and principal operator, Sole ownership, structure undisclosed. SubTo Fund LLC: Founder and General Manager, Majority ownership retained after a 2024 investor raise. Gator Method: Creator and lead instructor, Undisclosed. Top Tier TC: Founder, Undisclosed. Titles show Pace Morby's operating authority, while shared-founder, franchise and public-company structures limit unilateral decision rights even when Pace Morby is the most visible person connected with the asset.

For Pace Morby, economically important decisions include appointing management, approving financing, selling the company and directing distributions. The current mix gives Pace Morby the greatest freedom inside founder-led private vehicles and less freedom where partners, fund investors, franchisors or public shareholders also hold contractual rights.

Investments

Minority Stakes, Investments & Brands

Businesses Pace Morby Has Invested In

CompanyYearAmount or StakeStatus
Movable Ai2023UndisclosedActive, passive investor, per a Crunchbase-listed seed round announcement

Brands, Products & Licensing

NameTypeLegal Owner or RelationshipStatus
Wealth Without CashBookPace Morby, published via BiggerPockets PublishingActive, described by multiple sources as a Wall Street Journal bestseller
Get Creative Podcast and The Pace Morby ShowMedia brand and podcastPace MorbyActive

Minority-Stake & Investment Analysis

The limited outside-investment book is strategically coherent. Movable Ai and the software tools sit close to real-estate deal sourcing, underwriting and transaction execution, so they can improve the core platform rather than merely diversify it. The tradeoff is that they add little protection against a downturn in housing transactions or real-estate education demand.

Pace Morby's documented outside investment activity is minimal relative to the size of his public profile. The only confirmed position is a participation in Movable Ai's 2023 seed funding round, in an undisclosed amount, which appears to be a passive stake rather than an operating role. No further angel, venture or private equity positions were identified, which suggests his personal capital is concentrated in his own operating businesses and in real estate deals rather than diversified across outside startups.

From a diversification standpoint, this concentration is notable. Most of Morby's wealth generating activity, whether real estate transactions, education product sales or live events, draws on the same underlying skill set and the same personal brand. A single outside seed investment does very little to offset that concentration, and it is reasonable to describe his investment posture as operator-heavy rather than investor-heavy, at least based on what has been made public.

There is also an optionality argument worth making here. Because Morby's capital appears mostly deployed into businesses he personally controls, he retains significant flexibility to redirect strategy, launch new products, or wind down underperforming brands without needing sign off from outside investors, aside from the minority stakeholders in SubTo Fund LLC. That flexibility is valuable but comes at the cost of the risk sharing that a broader startup portfolio would otherwise provide.

On liquidity and downside, a single undisclosed-size seed investment in an early stage startup like Movable Ai carries meaningful illiquidity risk and a high chance of eventual write-down, as is typical for seed stage positions generally. Because the position size has not been disclosed, it is not possible to assess how material a loss there would be relative to his broader financial position, and readers should not assume this investment materially changes his overall wealth picture in either direction.

Pace Morby's disclosed non-controlled exposure includes Movable Ai, Active, passive investor, per a Crunchbase-listed seed round announcement. These positions broaden Pace Morby's portfolio beyond SubTo, SubTo Fund LLC, Gator Method, Top Tier TC, Zero Down 2.0, SquadUp Summit and DealSauce, LOI Blaster, Creative Listing and Prop AI, but their economic contribution depends on current stake size, liquidity and the rights attached to each security.

Strategically, Pace Morby's best investments reinforce an existing advantage such as distribution, sector expertise or deal flow. Positions outside that advantage may diversify Pace Morby's risk, but they also rely more heavily on outside management. That makes selection and exit discipline more important for Pace Morby than the number of announced deals.

Deals

Transactions, Acquisitions & Exits

Former Companies & Exits

CompanyFormer RelationshipExitBuyer & ValueOutcome
HomeVestors of America regional franchise (We Buy Ugly Houses)Franchise owner2019
Exited the franchise model, per Crunchbase-listed dates of 2016 to 2019, to build an independent creative financing investing and education business
Dixon Golf, Inc.Co-founder
earlier golf-equipment venture that predates the current real-estate platform

Transaction & Exit Analysis

Leaving the HomeVestors franchise around 2019 was strategically more important than a conventional cash exit. It replaced a franchisor-controlled model with Morby-owned distribution and intellectual property. That increased upside and brand control, while also concentrating reputation and compliance risk directly around him.

Pace Morby has one confirmed exit in the traditional sense, his departure from the HomeVestors of America franchise system around 2019, after several years operating a regional We Buy Ugly Houses territory. Available reporting frames this as a strategic exit rather than a forced or financially distressed one, made to pursue an independent creative financing business under his own SubTo brand rather than continuing to operate within a national franchise structure. No transaction value or buyer was identified for this exit, which is typical for the wind down of a franchise territory rather than a sale of a standalone company.

No corporate acquisitions, meaning Morby personally leading, financing or controlling the purchase of another operating business, were identified. His growth pattern is instead one of organic founding, launching new education products, software tools and live events under his own direction rather than acquiring existing companies. Real estate transaction activity, while described using acquisition-adjacent language in his own marketing, refers to individual property purchases rather than business-level M&A and is analyzed separately.

Strategically, the pattern across both the HomeVestors exit and the Dixon Golf ambiguity suggests a business style that favors moving on from ventures that no longer fit his current focus rather than maximizing sale value or securing formal transaction outcomes, at least based on what has been publicly documented. That is a reasonable approach for an individual entrepreneur prioritizing brand focus, though it does mean there is little public transaction history to evaluate his skill or track record specifically as a dealmaker in the corporate sense, as distinct from his skill as a real estate investor.

Pace Morby's former holdings show how the portfolio has converted operating work into liquidity or strategic repositioning. Pace Morby's former interest in HomeVestors of America regional franchise (We Buy Ugly Houses) exited in 2019. Pace Morby's former interest in Dixon Golf, Inc.. Each transaction changed both Pace Morby's cash available for reinvestment and the amount of future control retained.

Pace Morby's strongest exit is not necessarily the largest announced company price. Strategic quality for Pace Morby depends on owner-level proceeds, any retained stake, tax treatment and whether the sale released time or capital for a more attractive platform. For Pace Morby, a partial sale with continuing upside can therefore be more valuable than a complete departure.

Wealth

Wealth, Income & Financial Trends

Net Worth & Sources of Wealth

$35M to $40MNet Worth | Aug-2026
N/APortfolio Value | N/A
N/AAnnual Income | N/A
Real estate, education and mediaPrimary Source of Wealth

Wealth & Income Analysis

Morby’s wealth is most plausibly driven by recurring education revenue, event economics, fund-management participation and equity accumulated through creative-finance deals. The $450 million property figure on his website measures activity, not personal wealth. The most valuable asset may be the SubTo audience because it lowers the cost of launching adjacent products and sourcing transactions.

A distinct and frequently conflated figure is the value of real estate he has helped acquire through creative financing, cited across sources anywhere from roughly 250 million to 500 million dollars in gross terms, alongside claims of growing from around 300 properties in 2022 and 2023 to more than 2,000 by 2025. This is a measure of transaction volume or assets under management within his ecosystem, not personal equity, and conflating the two is the most likely explanation for why some secondary sources describe his wealth in dramatically different terms.

The one piece of externally priced financial data available is SubTo Fund LLC's 2024 Regulation Crowdfunding raise, which valued that specific entity at a one million dollar pre money valuation and brought in roughly 1.48 million dollars from public investors. That is a real, filed number, but it describes one investment vehicle rather than Morby's total personal net worth, and it should not be extrapolated into a broader wealth estimate.

No defensible total annual income figure could be established either, since the handful of income breakdowns found online combine real estate transaction income, coaching revenue and media income using inconsistent and undisclosed assumptions. Given this, the responsible presentation of Morby's finances is a wide net worth range clearly labeled as third party modeling, a real estate transaction volume figure kept clearly separate from net worth, and an explicit acknowledgment that no historical net worth or income series exists that would support a reliable trend chart.

The displayed net-worth benchmark is $35M to $40M as of Aug-2026. Pace Morby's principal wealth engine is Real estate, education and media. Pace Morby's past monetization includes HomeVestors of America regional franchise (We Buy Ugly Houses) in 2019; Dixon Golf, Inc.. For Pace Morby, the most durable contribution comes from retained ownership, recurring distributions, royalties or management economics rather than from the gross sales or asset value of affiliated companies.

Pace Morby's future wealth creation will be driven by cash conversion and capital allocation. A high-value private holding matters to Pace Morby only if earnings can be distributed, reinvested at attractive returns or realized through a sale. Debt, partner ownership and taxes affect the value that ultimately reaches Pace Morby.

History

Portfolio Development Over Time

Business Ownership Timeline

2009
Co-founds Dixon Golf, Inc. founding
Enters the golf equipment business before moving into real estate.
2016
Becomes a HomeVestors of America franchise owner franchise
Operates a regional We Buy Ugly Houses franchise territory in Arizona.
2019
Exits the HomeVestors franchise exit
Leaves the franchise model to build an independent creative financing investing business.
2021
Triple Digit Flip premieres on A&E media
Co-stars alongside Jamil Damji and wife Laura Morby on the national television series.
2022
Founds SubTo Fund LLC founding
Launches a registered real estate investment fund based in Tempe, Arizona.
2023
Participates in the Movable Ai seed round investment
Named as an investor in the startup's seed funding round; amount undisclosed.
2024
SubTo Fund LLC completes a Regulation Crowdfunding raise raise
Raises roughly 1.48 million dollars from public investors at a one million dollar pre money valuation.
2024
Hosts the first SquadUp Summit launch
Runs an inaugural live event in Orlando that reportedly sells out at roughly 2,000 attendees.
2026
YouTube channel surpasses 450,000 subscribers milestone
Continues to grow his media audience alongside live events under the Creative Nation Tour.

Business Trajectory Analysis

The portfolio moved from hands-on property operations to franchising and then to an audience-led platform. The next test is whether SubTo can institutionalize underwriting, member outcomes and management beyond Morby’s personal presence. If it can, the platform could become a durable transaction ecosystem; if it cannot, growth will remain tied to founder attention.

Pace Morby's ownership strategy has moved through three distinct phases. The first, roughly from 2009 through the mid 2010s, involved operating capital intensive, physical businesses, a golf equipment company and general contracting work, that gave him hands on experience but limited scalability. The second phase, marked by taking on a regional HomeVestors franchise starting in 2016, introduced him to a structured national real estate buying model, though still within a franchise system rather than as an independent operator.

The clearest inflection point came around 2018 and 2019, when he exited the franchise system to build his own creative-finance approach and began teaching it publicly, a shift from operator to educator that has defined nearly everything he has built since. From that point, the business scaled through media exposure rather than through additional real estate capital: the 2021 launch of Triple Digit Flip on A&E, followed by the 2022 founding of SubTo Fund LLC as a more institutionally structured real estate vehicle, and the 2024 launch of the SquadUp Summit live event series, each extended his personal brand into a new distribution channel rather than diversifying into unrelated industries.

The current direction, as of 2026, continues to concentrate around content, live events and education products, with real estate transaction volume serving primarily as proof of the underlying approach rather than as a separately capitalized business line. The one meaningful structural change in this period has been SubTo Fund LLC's move toward outside investor capital through its 2024 crowdfunding raise, suggesting a willingness to formalize at least part of the business under securities regulation even as the rest of the portfolio remains privately and personally held.

Looking forward, the most important open question is whether Morby continues layering new education and event products onto the same core audience, which has clear near term revenue benefits but limited diversification value, or begins consolidating his various brands under a more formal holding structure that could support a future sale, outside investment, or succession plan. Nothing in the public record signals which direction he is likely to take, and that uncertainty is itself a meaningful characteristic of where his business currently stands.

Pace Morby's ownership path runs from 2009: Co-founds Dixon Golf, Inc., through 2022: Founds SubTo Fund LLC, to 2024: Hosts the first SquadUp Summit. For Pace Morby, the sequence shows a move from earning through direct work toward owning brands, platforms or investment rights that can generate value beyond a single transaction.

Pace Morby's next phase depends on institutional depth. Management teams, reporting quality and disciplined capital allocation will determine whether Pace Morby's businesses compound independently or remain extensions of the founder's public profile. New launches matter for Pace Morby only when they create distinct economics or strengthen the existing portfolio.

Ownership Misconceptions Explained

Is Pace Morby's real estate portfolio the same thing as his net worth?

No. The 250 million to 500 million dollar figures commonly cited for his real estate activity describe the gross value or self reported deal volume of properties he has helped acquire through creative financing, not his personal equity or net worth. Net worth would need to subtract debt, partner shares and operating costs, none of which are publicly disclosed for these deals.

Does Pace Morby personally hold title to thousands of properties?

Public reporting does not support that he personally holds title to every property associated with his creative financing deals. Many of these transactions are structured with student and partner involvement, and property counts cited in his marketing describe total deal activity across his ecosystem rather than confirmed personal ownership of each unit.

Frequently Asked Questions

What businesses does Pace Morby own in 2026?

As of August 2026, Morby leads SubTo, SubTo Fund LLC, the Gator Method, Top Tier TC, Zero Down 2.0 and SquadUp Summit. These businesses share one creative-finance audience, so they operate more like an integrated platform than six unrelated companies.

How large is Pace Morby’s real-estate activity?

Morby’s official website said in August 2026 that he had acquired more than $450 million of real-estate assets using creative-finance structures. That figure describes gross property activity across deals and partnerships, not his personal equity in those properties.

What is SubTo Fund LLC?

SubTo Fund LLC is a real-estate investment vehicle Morby founded in 2022. Its 2024 crowdfunding campaign raised about $1.48 million, adding outside investors to a business that remains founder-led.

Related Profiles, Companies & Articles