Experian is a global leader in data, analytics, and technology helping businesses from around the world to make confident decisions.
As one of the largest credit bureaus in existence, Experian has its tentacles firmly inserted into more than 19 countries worldwide with 65 million consumers using their services every day.
But what companies does Experian own and how do they factor into their business portfolio?
In this blog post, we will cover all these questions to get an overall look at how Experian works across industries and markets on a daily basis.
From financial organizations to healthcare providers, exploring what brands answer to Experian is essential for understanding not only who they are but also why they have become such a powerful force in today’s economy.
Who Owns Experian?
Experian is publicly traded on the London Stock Exchange and is a constituent of the FTSE 100 Index.
Its ownership is diversified, with institutional investors holding the majority of shares.
However, it’s worth noting that Experian was originally spun off from Great Universal Stores (GUS) in 1996, which continues to own 16% of the company.
With its complex ownership structure, one thing is for sure: Experian certainly has a lot of stakeholders invested in its success.
What Companies Does Experian Own?
Experian is an information services company that has acquired several other businesses to enhance its offerings.
The company’s portfolio includes credit reporting agencies like CreditReport.com and National Credit Assistance, as well as identity theft protection services like ProtectMyID.
Experian also owns Decisioning Solutions, a technology provider specializing in analytics and marketing automation.
By acquiring these companies, Experian has strengthened its position in the industry, providing its customers with a comprehensive suite of services to protect their identities and manage their credit.
Here is a list of companies owned by Experian:
1. CreditReport.com
CreditReport.com is a credit reporting agency owned by Experian that provides consumers with access to their credit scores and reports.
The company offers several different subscription packages, allowing users to monitor their financial health and stay up-to-date on changes in their credit scores.
CreditReport.com also provides detailed information about potential risks associated with certain transactions, such as taking out a loan or opening a new credit card.
Additionally, CreditReport.com offers personalized advice to help users better manage their finances and make sound financial decisions.
With its comprehensive suite of services, CreditReport.com provides consumers with the information they need to protect their identities and take control of their credit.
2. National Credit Assistance
National Credit Assistance is a credit counseling service owned by Experian that provides information and resources to help individuals manage their finances.
The company offers a variety of programs designed to improve credit scores and assist with debt consolidation, budgeting, and other financial topics.
Additionally, National Credit Assistance also provides personalized advice, helping individuals create a manageable financial plan for their future.
By providing these services, National Credit Assistance aims to help its customers achieve long-term financial success and security.
3. ScoreSense
ScoreSense is an online credit monitoring service owned by Experian that provides consumers with access to their credit reports and scores from all three major credit bureaus.
With ScoreSense, users can easily monitor their credit health and stay up-to-date on changes in their credit score.
The service also offers personalized advice and guidance to help users make informed financial decisions.
Additionally, ScoreSense provides detailed information about potential risks associated with certain transactions, such as taking out a loan or opening a new credit card.
With its comprehensive suite of services, ScoreSense helps consumers stay in control of their financial futures and build stronger credit health.
4. IDnotify
IDnotify is an identity theft prevention service owned by Experian that provides customers with protection against fraud and unauthorized access to their personal information.
The service helps customers detect and protect their identities by monitoring changes in credit report data, banking information, and other personal records.
IDnotify also offers access to expert agents who can help users restore their identity if fraud or theft is detected.
Furthermore, the service provides personalized alerts that notify customers of potential risks associated with certain transactions and provide guidance on how to best protect their identity going forward.
With IDnotify, customers can easily protect themselves from the risks of identity theft and unauthorized access to their personal information.
5. Experian Boost
Experian Boost is an online credit-building service that helps consumers improve their credit scores by adding positive payment history to their reports.
The service allows customers to link their bank accounts to their Experian credit report and automatically add positive payments such as bills, rent, or phone payments, that are made on time.
With Experian Boost, customers can improve their credit scores without taking out additional loans or applying for new credit cards – they simply need to make timely payments and the service will do the rest.
This service helps consumers build their credit and secure better loan terms, enabling them to purchase homes or cars, apply for new lines of credit, and more.
6. Experian CreditMatch
Experian Credit Match is an online tool that allows customers to quickly compare different types of loan products from multiple lenders.
The service provides customers with personalized loan recommendations based on their individual credit profiles, in addition to giving them access to a range of resources and information that can help them make an informed decision about their borrowing options.
CreditMatch also offers a variety of tools and calculators to help customers estimate the cost of different loan products, so they can easily compare different lenders and find the best product for their needs.
By using CreditMatch, customers can save time and money when shopping for loans, making the process simpler and more efficient.
7. Experian IdentityWorks
Experian IdentityWorks is a comprehensive identity theft protection service that helps consumers safeguard their personal information.
The service includes credit monitoring, a secure identity vault to store personal documents, lost wallet protection, and access to credit reports.
It also offers extensive fraud alert services, such as daily scans of the dark web for stolen accounts or compromised credentials.
IdentityWorks provides users with an easy-to-use dashboard that allows them to quickly review their account status and notifications about potential threats.
The service is designed to provide users with up-to-date information about their credit and identity protection, helping them protect themselves from fraud.
8. Experian CreditSmart
Experian CreditSmart is a suite of online tools designed to help consumers better manage their finances.
The service includes free access to credit scores and reports, budgeting and planning tools, a Credit Report Simulator to see how different credit decisions affect scores and personalized advice from Experian experts.
Additionally, the service offers educational resources to help users better understand their finances and make sound financial decisions.
With CreditSmart, users can easily track their progress toward achieving their financial goals while staying informed about changes in their credit scores.
9. Experian ProtectMyID
Experian ProtectMyID is a comprehensive identity protection service that provides users with real-time monitoring of their credit, social security number, and public records.
The service also comes with up to $1 million in insurance if an identity theft incident does occur.
Additionally, the service includes fraud resolution support from certified resolution specialists, lost wallet protection, and monthly credit reports.
With Experian ProtectMyID users can easily keep track of their financial security and rest assured that their identity is protected.
10. Experian CreditWorks
Experian CreditWorks is a credit monitoring service designed to help individuals keep an eye on their credit scores.
The service includes daily access to a user’s Experian credit report, unlimited access to their credit score, as well as detailed analysis of the information found in their report.
It also provides personalized tips and advice on how users can improve their credit scores and make smarter financial decisions.
Additionally, CreditWorks allows users to place fraud alerts on their accounts if necessary and dispute any incorrect information on their reports.
With Experian CreditWorks, users can stay informed about their credit scores and monitor changes to ensure they are doing all they can to maintain a healthy financial situation.
11. Experian Dispute Center
Experian Dispute Center is an online platform that allows individuals to dispute errors or inaccurate information found in their credit reports.
The service provides step-by-step guidance on how to dispute any incorrect information and ensure that their credit score accurately reflects their financial history.
This is especially important for those who have been victims of identity theft or have had fraudulent accounts opened in their name, as it can help them quickly restore their credit rating.
With Experian Dispute Center, users can easily take control of their financial identity and ensure that their credit report is accurate.
12. Experian AutoCheck
Experian AutoCheck is an online service designed to help individuals make smarter decisions when it comes to purchasing a car.
The service provides detailed information on a vehicle’s history, including any prior accidents, recalls, or registration issues.
This can give buyers peace of mind that they are making a well-informed decision and can help them get the best value for their money.
Experian AutoCheck also allows users to compare different models in terms of safety, reliability, and fuel efficiency before making their purchase.
13. Experian Data Breach Resolution
Experian Data Breach Resolution is a service designed to monitor your accounts and alert you if any suspicious activity is detected.
This service helps individuals stay one step ahead of identity thieves and protect their financial information from falling into the wrong hands.
Experian Data Breach Resolution provides users with a comprehensive report on any discovered security issues, as well as guidance on how to take action to fix them.
With this service, users can rest assured that their personal data is safe and secure.
14. ExpertReconcile
ExpertReconcile is Experian’s automated dispute resolution service.
It helps users quickly and easily resolve any discrepancies that may be found on their credit reports.
This service works by analyzing the user’s information and comparing it with the data held by Experian in order to pinpoint any possible errors.
Once these have been identified, ExpertReconcile will help users dispute any incorrect information with the relevant companies in order to have it corrected.
15. Fraud Resolution Services
Experian’s fraud resolution services provide a comprehensive suite of tools that help protect individuals from identity theft or other fraudulent activities.
This includes monitoring the user’s credit report, as well as providing targeted advice and guidance on how to protect their money and personal information.
Experian also works closely with law enforcement agencies in order to investigate any suspicious activity that may have occurred.
16. Credit Education Programs
Experian is committed to helping individuals become more financially savvy.
As such, it offers a range of credit education programs that are designed to teach users about the various aspects of their credit.
These include an online learning center, personal finance calculators, and interactive guides.
The aim is to help users make informed decisions regarding their financial future and maximize their potential when using credit responsibly.
17. Credit Monitoring Services
Experian also offers a range of credit monitoring services that are designed to help users protect their financial information.
This includes continuous monitoring of the user’s credit report, alerting them when changes occur so they can take action quickly.
Additionally, Experian provides specialized identity protection services which provide additional layers of security to help reduce the risk of fraud and identity theft.
18. FICO Score Open Access Program
Experian is a participant in the FICO Score Open Access program.
This program provides Experian customers with access to their FICO scores and related information.
The aim of the program is to help consumers understand more about their credit and make informed decisions regarding the use of credit products.
Additionally, Experian works closely with lenders to provide them with insight into how consumers use credit responsibly.
19. Iovation
Experian acquired Iovation, a company that provides fraud prevention and detection solutions, in 2016.
This acquisition further strengthened Experian’s ability to provide businesses with the best-in-class security solutions they need to protect their customers and their information.
Iovation’s technology uses advanced analytics and machine learning to detect fraudulent activities and quickly alert businesses of suspicious activity.
20. PriceGrabber
In 2018, Experian acquired PriceGrabber, a comparison-shopping website.
This acquisition enables Experian to offer businesses an enhanced product that helps them better understand consumer behavior and make more informed decisions about their marketing strategies.
With PriceGrabber’s data-driven insights, companies can identify areas of opportunity and develop targeted campaigns to better engage customers.
21. SER Solutions
Experian also owns SER Solutions, a software company that provides solutions for customer acquisition and retention.
SER Solutions offers a range of services, including automated customer segmentation, analytics-driven decision support tools, personalized marketing recommendations, and digital advertising optimization.
This powerful combination of capabilities enables companies to maximize their return on investment from digital channels.
22. SkyData Solutions
Experian recently acquired SkyData Solutions, a cloud-based analytics and insights provider.
With this acquisition, Experian is able to bring together powerful data management capabilities with advanced predictive analytics capabilities that help companies understand their customer base more deeply.
This allows businesses to quickly identify valuable customers and target them with the right campaigns to drive higher engagement and conversions.
23. The Relational Solutions Inc.
The Relational Solutions Inc. is a software company that specializes in customer experience management (CEM).
Through its CEM solutions, the company helps businesses increase customer loyalty and satisfaction by providing them with actionable insights into their customers’ needs and preferences.
With this acquisition, Experian has further strengthened its ability to help companies maximize the value they get from their customer data.
24. Decision Analytics
Experian also owns Decision Analytics, a provider of advanced analytics solutions for the banking and payments industry.
The company offers solutions that enable businesses to identify trends in customer behavior and create targeted campaigns to boost customer loyalty and engagement.
This helps businesses develop more effective strategies that maximize their ROI from marketing investments.
25. VantageScore Solutions
VantageScore Solutions is a joint venture of Equifax, Experian, and TransUnion.
The company produces VantageScore, a credit scoring system that was developed to help lenders make better decisions when evaluating loan applications.
This acquisition has allowed Experian to further diversify its capabilities and provide businesses across multiple industries with a more comprehensive suite of data-driven solutions.
By acquiring these companies, Experian has greatly expanded its portfolio of services and products, positioning itself to better serve businesses in the years to come.
The company’s ability to provide businesses with comprehensive customer insights will be invaluable as they strive for growth and success in a digital world.
With these acquisitions, Experian is well-positioned to become a leader in the data-driven economy.
When Was Experian Founded?
Experian was founded in 1980, making it over 40 years old.
The company began as a small consumer credit reporting agency and has since grown into one of the world’s leading information services companies, providing solutions to businesses and consumers alike.
Experian today is a publicly traded company on the London Stock Exchange listed on its FTSE 100 Index.
It continues to expand its services through acquisitions and partnerships with technology providers.
Experian strives to help its customers make sound decisions by providing them with meaningful insights, and the company has been recognized for its innovative work in areas like identity theft protection and credit score access.
With a strong commitment to customer satisfaction, Experian is well-positioned to continue its global success into the future.
Who is the CEO of Experian?
The CEO of Experian is Brian Cassin.
He joined the company in 2014 and has since steered it toward success with his astute leadership and business acumen.
Under Cassin’s guidance, Experian has expanded its services and offerings, catering to a wide range of customers.
Moreover, the company has also expanded its global outreach by launching in new markets.
Overall, Brian Cassin’s leadership has been instrumental in delivering growth and value to Experian and its stakeholders.
Experian is a renowned global leader in the credit reporting industry.
What is Experian’s Net Worth?
According to Forbes, Experian’s market capitalization was estimated to be approximately $30.8 billion as of August 2020.
This figure puts Experian among some of the most valuable companies listed on the stock exchange today.
The company also has a number of subsidiaries that contribute to its success, including Experian Consumer Services and Experian Business Solutions.
Its financial health is evident by the fact that it posted revenue growth of 6.2% year-on-year in 2019, cementing its position as a leader in the credit reporting industry.
With such strong financials, it’s no wonder that Experian has become a household name in the financial sector.
Experian is undoubtedly one of the largest financial services companies in the world, and its net worth reflects this fact.
Where is the Headquarters of Experian?
Experian, a multinational consumer credit reporting company, has its headquarters in Dublin, Ireland.
With the aim to help businesses make informed decisions and protect consumers’ financial health, Experian has expanded its operations across 44 countries.
The Dublin office holds an integral part of the company’s global strategy, with a team of highly talented professionals driving innovation and providing solutions for businesses.
As one of the top credit bureaus in the world, Experian’s headquarters stands as a symbol of the company’s commitment to delivering excellence and contributing to economic growth around the world.
What is the Annual Revenue of Experian?
According to the latest reports, Experian’s annual revenue is nothing short of impressive, reaching over $5 billion.
This figure is a testament to the company’s dedication to innovation and delivering top-notch services to its clients.
With this kind of success, it’s easy to see why Experian is a force to be reckoned with in the industry.
From consumer credit reporting to identity theft protection, Experian is a one-stop solution for businesses and individuals looking to better manage their finances.
With the company’s expansive portfolio of services, it is no wonder that Experian continues to be a leader in the financial sector.
How Many Employees Does Experian Have?
As of 2021, the company boasts a workforce of over 17,000 people across the globe.
Experian has operations in 45 countries, servicing clients in over 100 countries.
With such a vast presence, it’s no wonder that Experian requires a significant workforce to maintain its operations.
Despite the challenges of determining an exact employee count, one thing is certain – Experian is a major player in the business world and an important contributor to the global economy.
This includes professionals in research and development, marketing and sales, customer service, finance and accounting, operations, and more.
Final Thoughts
In conclusion, Experian is one of the world’s leading credit companies that has been around since 1884.
They own many other brands and companies like PriceGrabber, LowerMyBills.com, ClearScore, and Valocity.
With their headquarters located in Dublin, Ireland, this multi-billion dollar company was founded by James Heatherington when he first established a credit reporting agency known as The Credit Authority Agency.
Experian current net worth is $17 billion dollars with $4.2 billion in annual revenue and 17,000 plus employees worldwide.
Therefore, we can see that although it may not be well known compared to some of its counterparts Experian is a powerhouse and great asset that offers innovative ways to help businesses overcome financial challenges and develop better consumer relations within their industry.
FAQs
What is Experian’s Mission Statement?
Experian’s mission is to power the global economy by providing essential data to businesses and individuals.
What is Experian’s Stock Symbol?
Experian’s stock symbol is EXPN, which you can use to track the company’s share price on the London Stock Exchange.
What is Experian’s Main Focus?
Experian’s main focus is to provide data-driven insights that enable businesses and individuals to make the most informed decisions possible.
What are the Main Markets in Which Experian Operates?
Experian operates in various markets across the globe, including North America, Europe, Latin America, Asia Pacific, and Africa.
What are Experian’s Competitive Advantages?
Experian has extensive data sets, which cover more than one billion consumers and businesses across the globe, giving it an edge in providing insights and analytics.